Origination as a Service

Secure, dynamic origination

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Secure
Secure

Ultra secure data processing and cloud computing using market leading providers

Research
Research

Machine learning models to optimize credit decisions based on alternative data sources

DYNAMIC
DYNAMIC

Full control of customer onboarding flow. Orchestrate data collection and decisioning module

ZERO COMPLEXITY
ZERO COMPLEXITY

Onboarding strategies are complex enough. We remove all technical complexity and let you focus on business value.

ANALYTICS
ANALYTICS

Industry leading insights at the click of a button

FAIR PRICING
FAIR PRICING

Low share of fixed cost to grow together with our customers. We make money when you make money.

About Panamond
A fully integrated suite of lending services

Panamond is a technology company that builds lending infrastructure for the internet. Businesses of every size – from new startups to public companies – use our software to orchestrate origination for multiple products in several markets.

Origiflow

Our origination software designed for originators of all kinds and sizes. Designed for multiple dynamic sales channels and on-book lenders. Integrations to traditional and alternative credit data providers.



Panamond Core

Our core receivables platform, operated in multiple markets. Fully equipped with relevant integrations and market leading risk control processes.




Advisory services

We offer advisory services to financial institutions and credit financiers. Portfolio analytics, valuation, carve-outs, migration projects, and debt origination and servicing. Performing and non-performing consumer credit portfolios.

PANAMOND TEAM
Meet the team
Sebastian / CEO

Experienced finance professional and sales manager with a strong background from Klarna, Corpia, and Avanza. Drives business growth and innovation in the fintech sector.

Frej / CFO

Specialty finance veteran with 10+ years of experience. Driven by risk analytics and financial management with experience from Santander and GE Money Bank.

Lennaert / CTO

20+ years of Full Stack experience within Web Technology. Specialised in Security, Hacking, Cloud and Software architecture and Cloud Platform solutions.

Andrew / CIO

Fintech veteran, built and scaled platforms such as Kreditech and Coya.

A technology-first approach to lending and finance
Our systems operate with 99.9%+ uptime and are highly scalable and redundant. Panamond is operating in accordance with the highest compliance standards.
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